Business Loans

Business Loans

We understand that business cycles can create uncertainty of your business cash flow needs. To us, business loans are an investment in your company’s potential and a way to help our communities prosper.

Commercial Real Estate

  • Construction financing for commercial or residential development
  • Permanent financing
  • Investment financing

Operating Loans and Revolving Lines of Credit

  • Fund seasonal changes in inventory and receivables
  • Take advantage of vendor discounts
  • Meet unexpected cash needs

Equipment Financing and Term Loans

  • Obtain the equipment and assets you need to grow your business
  • Maximize your working capital

Business Ready Reserve

Life happens. Plan for unexpected expenses with our Business Ready Reserve overdraft protection plan. The credit line is $1,000 - $2,000 with no application fees. You must have a ECB Business checking account to qualify.  For more information visit our local branch or call 800-831-2645.

*All loans subject to credit approval.

We Know AgriBusiness

Our lenders work closely with Farmer Mac to ensure your lending needs are met. 

Manage Your Business On the Go

Discover online and mobile banking solutions for your business.