Business Certificates of Deposit (CD)

Are you looking for a guaranteed return on your investment? Our Certificates of Deposit are available in a variety of maturity term and rate structures to help match your investment goals. By investing in a Certificate of Deposit, you also have the peace of mind that your accounts are FDIC insured to at least $250,000.00. Please contact us for more information on our CDs.

We offer Certificates of Deposit in the following maturity options & tiers:

Maturity Options
182 Day CD
12 Month CD
18 Month CD
24 Month CD
36 Month CD

Tiers
$   2,500.00 - $     9,999.99
$  10,000.00 - $  24,999.99
$  25,000.00 - $  49,999.99
$  50,000.00 - $  99,999.99
$100,000.00 - $249,999.99

Penalty for early withdrawal

Summer Nights CD Special 6 Month CD Special

This 6 month Certificate of Deposit is tiered. Tier One is $2,500.00 -$49,999.99 and has a rate of 3.67% and APY is 3.70% and Tier 2 is $50,000.00 - $235,000.00 and has a rate of 3.86% and APY of 3.90%. This account will automatically renew into a 182 day CD. The renewal rate will be the 182 day rate in effect on the date of maturity. Opening balance and minimum daily balance of $2,500.00 required. You may not deposit more than $235,000.00 into this account. If the account is closed before interest is credited, you may not receive the accrued interest. The penalty for early withdrawal is 180 days interest on the amount of money withdrawn and could negatively affect your principal balance if the penalty is more than what has accrued. If you withdraw the funds during the 10 calendar days grace period, no interest will be paid past the date of maturity. Additional deposits are not allowed during term of CD. Public Funds, Brokered Deposits, Financial Institutions, IOLTA and COLTAF are not eligible for this special. *Annual Percentage Yield

Summer Nights CD Special 12 Month CD Special

This 12 month Certificate of Deposit is tiered. Tier One is $2,500.00 - $49,999.99 and has a rate of 3.52% and APY is 3.55% and Tier 2 is $50,000.00 - $235,000.00 and has a rate of 3.72% and APY of 3.75%. This account will automatically renew into the current 12 Month CD. The renewal rate will be the 12 Month rate in effect on the date of maturity. Opening balance and minimum daily balance of $2,500.00 required. You may not deposit more than $235,000.00 into this account. If the account is closed before interest is credited, you may not receive the accrued interest. The penalty for early withdrawal is 180 days interest on the amount of money withdrawn and could negatively affect your principal balance if the penalty is more than what has accrued. If you withdraw the funds during the 10 calendar days grace period, no interest will be paid past the date of maturity. Additional deposits are not allowed during term of CD. Public Funds, Brokered Deposits, Financial Institutions, IOLTA and COLTAF are not eligible for this special. *Annual Percentage Yield