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Certificates of Deposit (CD)

Certificates of Deposit (CD)

Are you looking for a guaranteed return on your investment? Our Certificates of Deposit are available in a variety of maturity term and rate structures to help match your investment goals. By investing in a Certificate of Deposit, you also have the peace of mind that your accounts are FDIC insured to at least $250,000.00. Please contact us for more information on our CDs.

We offer Certificates of Deposit in the following maturity options & tiers:
Maturity Options
182 Day CD
12 Month CD
18 Month CD
24 Month CD
36 Month CD

Tiers
$   2,500.00 - $     9,999.99
$  10,000.00 - $  24,999.99
$  25,000.00 - $  49,999.99
$  50,000.00 - $  99,999.99
$100,000.00 - $249,999.99
$250,000.00 and up
Penalty for early withdrawal

 

Winter CD Special

*This Certificate of Deposit is Tiered. Tier One is $2,500.00 - $24,999.99 is a rate of 3.50% and APY of 3.53%. Tier 2 is $25,000.00 - $240,000.00 is a rate of 4.00% and APY is 4.04%. Opening balance and minimum daily balance of $2,500.00 required. You may not make additional deposits in to this account. You may not deposit more than $240,000.00 in to this account. If the account is closed before interest is
credited, you will not receive the accrued interest. The penalty for early withdrawal is 180 days interest on the amount of money withdrawn. You will have 10 days after the maturity date to withdraw funds without penalty. This account will automatically renew for a term of 12 months. The renewal rate will be the 12 month rate in effect on the date of maturity. If you do not withdraw the funds, each renewal term hereafter will be for 12 months. Interest will be compounded semi-annually and again at maturity. Once the CD has renewed into the 12 month term, interest will be paid semi-annually by the same option as the original term. If you withdraw the funds during the 10 day grace period, no interest will be paid past the date of maturity. Public Funds, Brokered Deposits, Financial Institutions, IOLTA and COLTAF are not eligible for this special.

Commercial Lending

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