Certificates of Deposit (CD)

Certificates of Deposit (CD)

Are you looking for a guaranteed return on your investment? Our Certificates of Deposit are available in a variety of maturity term and rate structures to help match your investment goals. By investing in a Certificate of Deposit, you also have the peace of mind that your accounts are FDIC insured to at least $250,000.00. Please contact us for more information on our CDs.

We offer Certificates of Deposit in the following maturity options & tiers:

CD Maturity Options (Rate Table)
Maturity Options
182 Day CD
12 Month CD
18 Month CD
24 Month CD
36 Month CD
CD Maturity Tiers (Rate Table)
Tiers
$2,500.00-$9,999.99
$10,000.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00-$249,999.99
$250,000.00 and up

 

Summertime CD Special

This 6 month Certificate of Deposit has a rate of 4.55% and APY is 4.60%. An opening balance and minimum daily balance of $2,500.00 required. You may not deposit more than $235,000.00 into this account. If the account is closed before interest is credited, you may not receive the accrued interest. The penalty for early withdrawal is 180 days interest on the amount of money withdrawn and could negatively affect your principal balance if the penalty is more than what has accrued. This account will automatically renew into a 182 day CD. The renewal rate will be the 182 day rate in effect on the date of maturity. If you withdraw the funds during the 10 day grace period, no interest will be paid past the date of maturity. Public Funds, Brokered Deposits, Financial Institutions, IOLTA and COLTAF are not eligible for this special.

 

Commercial Lending

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