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Privacy Policy

What Does Eastern Colorado Bank Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

  • The types of personal information we collect and share depend on the product or service you have with us. This information can include:Social security number and income
  • Account balances and payment history
  • Credit history and checking account information

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons The Eastern Colorado Bank chooses to share, and whether you can limit this sharing.

 

Reasons We Can Share Your Personal Information

Does The Eastern Colorado Bank Share?

Can You Limit This Sharing?

For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes to offer our products and services to you

No

We Do Not Share

For joint marketing with other financial companies

No

We Do Not Share

For our affiliates’ everyday business purposes information about your transactions and experiences

No

We Do Not Share

For our affiliates’ everyday business purposes information about your creditworthiness

No

We Do Not Share

For our affiliates to market to you

No

We Do Not Share

Questions? Call (800) 831-2645 or contact us.

What We Do

How does The Eastern Colorado Bank protect my information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.

These measures include computer safeguards and secured files and buildings.

We maintain physical, electronic, and procedural safeguards that comply with Federal standards to guard your nonpublic personal information.

How does The Eastern Colorado Bank collect my information?

  • We collect your personal information, for example, when you open an account or deposit money
  • Show your driver's license or apply for a loan
  • Use your debit card

We also collect your personal information from others such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

  • Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

The Eastern Colorado Bank does not share with affiliates.

NonAffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

The Eastern Colorado Bank does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

The Eastern Colorado Bank does not jointly market.