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Personal Certificates of Deposit

Personal Certificates of Deposit

Certificates of Deposit (CD)

Are you looking for a guaranteed return on your investment? Our Certificates of Deposit are available in a variety of maturity term and rate structures to help match your investment goals. By investing in a Certificate of Deposit, you also have the peace of mind that your accounts are FDIC insured to at least $250,000.00. Please contact us for more information on our CDs.

We offer Certificates of Deposit (CD) in the following maturity options and tiers:

 Maturity Options
182 Day CD
12 Month CD
18 Month CD
24 Month CD
36 Month CD
$100,000.00 and up
Penalty for early withdrawal may apply.

4H/FFA CD Special

*Annual Percentage Yield is 3.00% and the Interest Rate is 2.97%. Minimum Daily Balance of $1.00 required. Interest will pay at maturity and will not auto renew. The penalty for early withdrawal is 30 days interest. To participate in this program, you must be an active Future Farmers of America or 4-H Club Member in the Colorado Counties of: Cheyenne, Kit Carson, Lincoln, or El Paso or in the Kansas County of: Wallace; and the member must have a parent or legal guardian who has an existing relationship with our bank. The Future Farmers of America or 4-H Club member must have an existing account with The Eastern Colorado Bank or open a checking or savings account in conjunction with the opening of this Certificate of Deposit.

**CD must be opened in the name and tax identification number of the FFA/4-H Club Member. To receive the $50.00 gift, the $50.00 gift must be deposited into this CD or into
another account held in the name of the FFA/4-H Club Member at The Eastern Colorado Bank when the CD is opened. Money deposited into this Certificate of Deposit is limited
to your individual proceeds from the individual prize awards and sales held during the 2019 County/State Fair along with the $50.00 gift. Proceeds amount will be verified with
the proceeds check from the Sale. Offer expires October 31, 2019.

75th Year CD Special

*This is an interest bearing account. If the daily balance is more than $7,499.99 and less than $75,000.00, the interest rate paid on the entire balance in the account is 1.74% & the Annual Percentage Yield is 1.75%. If the daily balance is more than $74,999.99 and less than $248,000.01, the interest rate paid on the entire balance in the account is 1.99% & the Annual Percentage Yield is 2.00%. The term of this CD is 228 days. You must deposit $7,500.00 to open this account. You may make additional deposits to the existing CD term. Deposits must be equal or greater than $2,500.00. You may not deposit more than $248,000.00 to this account. 30 days penalty if you make a withdrawal before the maturity date. The APY will not change for the term of the account. Account will auto renew for a term of 182 days. The renewal rate is 182 day rate available at that time. If you do not withdraw the funds, each renewal term hereafter will be for 182 days. If you withdraw the funds during the 10 day grace period, no interest will be paid past the date of maturity. If the account is closed before interest is credited, you will not receive the accrued interest. No Brokered Deposits, Financial Institutions, IOLTA or COLTAF are eligible for this special. Limited Time Offer.

Contact a Relationship Banker today for our current rates on CDs.
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