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Personal Certificates of Deposit

Personal Certificates of Deposit

Are you looking for a guaranteed return on your investment? Our Certificates of Deposit are available in a variety of maturity term and rate structures to help match your investment goals. By investing in a Certificate of Deposit, you also have the peace of mind that your accounts are FDIC insured to at least $250,000.00. Please contact us for more information on our CDs.

We offer Certificates of Deposit in the following maturity options and tiers:

 Maturity Options
Tiers 
182 Day CD
$2,500.00-$9,999.99
12 Month CD
$10,000.00-$24,999.99
18 Month CD
$25,000.00-$49,999.99
24 Month CD
$50,000.00-$99,999.99
36 Month CD
$100,000.00 and up
Penalty for early withdrawal may apply.

75th Year CD Special

*This is an interest bearing account. If the daily balance is more than $7,499.99 and less than $75,000.00, the interest rate paid on the entire balance in the account is 1.74% & the Annual Percentage Yield is 1.75%. If the daily balance is more than $74,999.99 and less than $248,000.01, the interest rate paid on the entire balance in the account is 1.99% & the Annual Percentage Yield is 2.00%. The term of this CD is 228 days. You must deposit $7,500.00 to open this account. You may make additional deposits to the existing CD term. Deposits must be equal or greater than $2,500.00. You may not deposit more than $248,000.00 to this account. 30 days penalty if you make a withdrawal before the maturity date. The APY will not change for the term of the account. Account will auto renew for a term of 182 days. The renewal rate is 182 day rate available at that time. If you do not withdraw the funds, each renewal term hereafter will be for 182 days. If you withdraw the funds during the 10 day grace period, no interest will be paid past the date of maturity. If the account is closed before interest is credited, you will not receive the accrued interest. No Brokered Deposits, Financial Institutions, IOLTA or COLTAF are eligible for this special. Limited Time Offer.

Contact a Relationship Banker today for our current rates on CDs.
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