eSign Agreement

eSign Agreement Electronic Disclosure and Consent

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE YOU ENROLL IN THE ELECTRONIC DELIVERY OF YOUR DISCLOSURES. YOU MAY NOT ENROLL IN OR USE THESE SERVICES WITHOUT FIRST ACKNOWLEDGING YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS.

To the extent allowed by law; you agree that any communication from us to you relating to the online opening of your account, including but not limited to, disclosures, notices, agreements, confirmations, or other information required to be delivered in writing under applicable law, and any of the documentation required to complete such transactions, may be delivered to you by electronic delivery, and that such electronic delivery shall be in lieu of written communication. This agreement also includes bank services that can be enrolled into online such as opting into services for overdrafts created by debit card and point-of-sale transactions…

When you consent to receive electronic delivery of disclosures and agreements for online account opening, you are providing one-time consent. Subsequent communication from us to you including but not limited to, periodic statements, change-in-terms notices, or any other notice or disclosure required on your account will be delivered in paper form to the address you have provided to us at account opening unless you enter into a separate agreement for electronic delivery of your periodic statements and notices (“eStatements”). Once you consent, you will be able to open accounts online.  If you do not consent, you will not be able to apply online.  However, regardless of whether you consent, you will still be entitled to apply to open accounts through other methods that we permit, such as in person at a branch location.

By accepting this agreement, you have demonstrated your ability to access and retain the disclosures provided to you and have consented to receiving these and any future disclosures electronically. You are deemed to have received communications provided to you when you received notice at your email address of record.

You must immediately notify us of any changes in your email address. To change your email address on record with us, you must notify us in person at any of our office locations, by telephone toll-free at 1-866-210-0460, or in writing at PO Box 888, Cheyenne Wells, CO 80810.

In order for you to access, view, and print electronic communication in connection with online new account disclosures, your computer system must meet the following requirements:

• Internet Access

• An active email account (confirmation of account opening will be sent to your email address)

• Minimum Browser: Microsoft Edge, Mozilla Firefox, Safari, Google Chrome

• Java & JavaScript enabled

• Adobe Acrobat Reader

• A printer or other device, such as a storage medium (hard drive), so that you are capable of printing and/or retaining Internet-based data if desired.

If a change in hardware or software requirements is needed to access or retain information being provided to you in electronic form, we will alert you of any revised hardware or software requirements for such access or retention.

It is recommended that you retain a paper or electronic copy of this agreement and any other disclosures for your records. To retain an electronic copy of any communication, use the “save as” command and follow the instructions for your operating system. You can also highlight the text of the communication and use your copy command and then open an application such as Word or Notepad, use the paste command to paste the text of the agreement into the application and save the communication to a file of your choice.

You may request paper copies of your disclosures related to the services, and there is no fee to do so. You have the right at any time to withdraw your request to receive electronic communication associated with the services. To withdraw your consent or to request paper copies of your records, you must do so in writing. Please mail your request to:

Eastern Colorado Bank
PO Box 888
Cheyenne Wells CO 80810

We will not impose a fee to process the withdrawal of your consent. Your consent withdrawal will be effective only after we have had a reasonable period of time to process your request. We reserve the right, in our sole discretion, to change or terminate electronic provision of documents. We will provide you with a notice of such change or termination as required by law.

You understand and agree that the Federal Electronic Signatures in Global and National Commerce Act applies to this Agreement.

When you check “By checking this box, you agree that you have reviewed the disclosures, have the ability to download and print the disclosures and consent to the terms contained in the “eSign Agreement Disclosure”, you request Eastern Colorado Bank to provide electronic online account opening disclosures and agreements, agree to the terms described above, and have the hardware and software listed above to be able to receive and retain the described disclosures electronically.