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Eastern Colorado Bank has been locally owned by one family since 1944. Founded in Cheyenne Wells, Colorado, we are first and always here to serve the people of Colorado and Western Kansas. By living where our customers live, our understanding of the community grows every day.

That means the brothers opening a hardware store aren’t names on a loan application—they’re entrepreneurs we meet for coffee, brainstorm and set goals with.

And it means that a lack of affordable housing isn’t a news headline—it’s people we say hello to at the grocery store, our neighbors who need better options within our community.

At Eastern Colorado Bank we roll up our sleeves, and do what it takes to make things better for the people we share our lives and communities with.

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We’re here to help every neighbor succeed—with personalized guidance, financial education, and the right services.

Personal finance is just that—personal. Eastern Colorado Bank treats you like the individual you are, and takes your hopes, dreams, and challenges into account with everything we do. From day-to-day accounts to mortgages, we listen to you and help you select services for your unique needs, providing guidance every step of the way.

Personal Accounts

Checking and savings accounts for your needs, CDs, Money Markets and more.

Educational Resources

Online calculators, videos and other resources for financial health.

Mortgage Services

Traditional Mortgages, Jumbo One Time Close, Jumbo Construction, Home Equity Loans

Personal Loans

Auto Loan specials and loans for other needs.

Everything they (Eastern Colorado Bank) do, I think, is based upon what they can do to better the community, the families in it, and their customers.

- Kara Uhland, Manager, Wells Theater

From providing local jobs to strengthening connections among neighbors, a thriving small business community benefits everyone.

We take pride and pleasure in partnering with local business people, and we put in the work it takes—right alongside you—to make your vision a reality. We offer one-on-one advice and service—you’ll have access to our local team of bankers, who can offer guidance, ideas, and the tools you need to succeed.

Business Accounts

Accounts to suit every-sized business.

Treasury Management

The tools, services and guidance to effectively control your cash.

Agriculture Loans

Livestock Loans, Farmer Mac Loans and flexible Operating Loans and Lines of Credit.

Business Loans

Commercial Real Estate Loans, Operating Loans and Revolving Lines of Credit, Equipment Financing and Term Loans and more.

Colorado born. Community friendly.

We’ve taken pride in not being a “National” bank since 1944. We were founded by Colorado people, for the people of Colorado and Western Kansas. Wherever we have a branch, we get to know what the town’s individuals and businesses need and want from us. And all our lending decisions are made locally—by local people, for local people.

It’s the neighborly, always-local touch that makes us “Your Friendly Bank.”

OUR STORY GET IN TOUCH

The FHLBank Community Leader Award

As a member institution of FHLBank Topeka since 1998, we were selected as the 2020 Community Leader Award. This award recognizes outstanding community leadership and strong financial performance.

The video to the left was created by FHLBank Topeka, to showcase the work we do helping individuals, businesses and nonprofit organizations in the communities we serve.

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© 2025 Eastern Colorado Bank

Member FDIC. Equal Housing Lender