Online Banking

Relationship Builder Tool Kit

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We understand that changing banks can be a challenge. That is why we have provided tools to make this a seamless transition for you.

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Traditional Individual Retirement Account

(FDIC Insured up to $250,000.00)

The traditional IRA allows you to defer taxes on the earnings of your contributions until they are withdrawn. Also, certain contributions are tax deductible in the tax year for which you make them. 

Roth Individual Retirement Account

(FDIC Insured up to $250,000.00)

The Roth IRA allows only nondeductible contributions and features tax-free withdrawals for certain distribution reasons after a five-year holding period. Since Roth IRA contributions are nondeductible and taxed in the year they are earned, if you expect to be in a higher tax bracket when you retire, you may benefit more from a Roth IRA than from a traditional IRA.

Please contact us today for more information.