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Are you looking for a guaranteed return on your investment?  Our Certificates of Deposit are available in a variety of maturity term and rate structures to help match your investment goals.  By investing in a Certificate of Deposit, you also have the peace of mind that your accounts are FDIC insured to at least $250,000.00.  Please contact us for more information on our CDs.   

We offer Certificates of Deposit in the following maturity options and tiers:

Maturity Options   Tiers
182 Day CD   $2,500.00 - $9,999.99
12 Month CD   $10,000.00 - $24,999.99
18 Month CD   $25,000.00 - $49,999.99
24 Month CD   $50,000.00 - $99,999.99
36 Month CD   $100,000.00 and up

Penalty for early withdrawal

Sizzlin' Summer CD Special

*This is an interest bearing account.  If the daily balance is more than $9,999.99 and less than $99,000.01, the interest rate paid on the entire balance in the account is 1.20% & the Annual Percentage Yield is 1.20%.  You must deposit $10,000.00 to open this account.  You must maintain a minimum balance of $10,000.00 in the account each day to obtain the disclosed APY.  You may not make additional deposits to this account.  You may not deposit more than $99,000.00 to this account. You may not make withdrawals from your account until the maturity date.  The APY will not change for the 15 month term of the account.  Account will auto renew in to a 12 Month CD at the rate available at that time. If you withdraw any of the principal before the maturity date, we may impose a penalty changing the disclosed APY.  If the account is closed before interest is credited, you will not receive the accrued interest. No Public Fund Institutions, Brokered, Banks or IOLTA Accounts. Limited Time Offer. 


4H/FFA CD Special

*Annual Percentage Yield is 2.00% and the Interest Rate is 1.99%. Minimum Daily Balance of $1.00 required.  Interest will pay at maturity and will automatically renew for a term of 182 days. No Add on. The penalty for early withdrawal is 30 days interest.  To participate in this program, you must be an active Future Farmers of America or 4-H Club Member in the Colorado Counties of:  Cheyenne, Kit Carson, Lincoln, or El Paso or in the Kansas County of:  Wallace; or the member must have a parent or legal guardian who has an existing relationship with our bank. The Future Farmers of America or 4-H Club member must have an existing account with The Eastern Colorado Bank or open a checking or savings account in conjunction with the opening of this Certificate of Deposit.

**CD must be opened in the name and tax identification number of the FFA/4-H Club Member.  To receive the $50.00 gift, the $50.00 gift must be deposited into this CD or into another account held in the name of the FFA/4-H Club Member at The Eastern Colorado Bank when the CD is opened.  Money deposited into this Certificate of Deposit is limited to your individual proceeds from the individual prize awards and sales held during the 2017 County/State Fair along with the $50.00 gift.  Proceeds amount will be verified with the proceeds check from the Sale.  Offer expires October 31, 2017.

Contact a Relationship Banker today for our current rates on CDs.