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Do it all in one place — Eastern Colorado Bank Mortgage Center.

With a Home Equity Line of Credit, you can access the equity you have in your home without refinancing your current first mortgage.

Features include:

  • Loan amounts up to $250,000
  • Borrow up to 90% of your home’s value
  • Draw only what you need, when you need it
  • Pay interest only on advanced/outstanding balance
  • Competitive rates

Use your Home Equity Loan for:

  • Debt consolidation
  • Home remodeling
  • Taking a vacation
  • Paying college tuition
  • Anything else you need cash for

One Time Close Construction Loan

It doesn’t get more convenient or more comprehensive than our online mortgage center. Looking to build? Get your construction and permanent financing done in one place with one fast and efficient transaction.

Check Rates

Why finance your construction project with us?

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  • Save time and money with one loan and one closing
  • Lock in your permanent financing rate upfront
  • Make interest-only payments during construction
  • Approve all builder draws prior to funds release
  • Set it and forget it – construction loans seamlessly convert to permanent loans, no need to re-qualify
  • Choose 15- or 30-year terms
  • Qualify with a minimum 675-point credit score
  • Borrow up to 80% Loan to Value (LTV)

Unlock the Home of Your Dreams

Secure the resources you need to finance your dream home. We offer a wide range of customizable home loan options to fit your goals with low down payments and flexible terms.

CONVENTIONAL FIXED-RATE LOAN

The most common type of mortgage, ideal for buyers with good or excellent credit. Various terms and down payments as low as 5% are available.

USDA RURAL HOUSING LOANS

No down payment home loans for qualified buyers and properties. Income/geographic restrictions may apply.

FHA MORTGAGE LOANS

Federally insured mortgage that helps buyers concerned about credit scores, small down payments or refinancing with minimal equity.

VA LOANS

Offered to veterans, active-duty service members, and eligible surviving spouses. No down payment. No private mortgage insurance.

JUMBO LOANS

Loans over conventional lending limits for borrowers with higher property values who can manage larger monthly mortgage payments.

APPLY TODAY

Free Pre-Approvals. Real-World Expertise.

Shop for your home knowing you can afford the mortgage. Get answers about financing from a loan advisor who knows the local market. Get your mortgage approved in minutes versus days or weeks.

From start to finish, we’re here for you with real financial solutions you can afford.

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Contact a Mortgage Lender
mortgage@yourfriendlybank.com
719-955-0637 | 1-855-600-0637

NMLS #527789

YourFriendlyBank.com