*Annual Percentage Yield is 0.85% and the interest rate is 0.85% when the daily balance is more than $499.99, but less than $1,000,000.00.  No municipal or brokered deposits allowed.  Minimum to open is $500.00.  This account will automatically renew into an identical period of time as the original term.  No add on.  Penalty for early withdrawal is 90 days interest.